Business credit is more complicated than consumer credit

And as a result, the repair process is, too.

Businesspeople agreeing with handshake

Creating a successful business

When opening a small business, you probably assumed you were pretty informed on what to do and how to do it. Or, maybe you just decided to wing it and learn as you earn. Either way, one thing you most likely did not consider was your business credit report. The most common reports are from Dun & Bradstreet, Equifax, and Experian.

Your score and report are calculated by several factors including:

  • How many accounts you’ve applied for in the past nine months
  • How many new credit accounts you've opened
  • The number of years your company has been in business
  • The amount of debt you carry in relation to your lines of credit
Credit score numbers

Empowering business owners

Click Profit understands how tricky business credit scores can be. We advise you on various ways of getting and maintaining a good business standing.

Dots

Float funds

You might be thinking this is simply an instance of "robbing Peter to pay Paul." Floating your available equity is complex, but easily doable.

Checklist

Reduce credit debt

Maintaining low balances on your cards is vital to your business credit standing. We teach you to monitor your credit health.

Person icon

Communication

Taking the time to communicate with your creditors is crucial. It's not as unpleasant as you might think!

Cash flow

Cash Flow

Avoiding cash crunches are one of the biggest obstacles in starting a new business. We teach you best practices to avoid being caught short.

Cash back

Cash-back cards

Making the most of your funds includes using cash-back cards to fund your expenditures. It's like getting paid to do business!

idea

Innovation

Click Profit makes sure you are fully informed so you can make educated decisions about your business health and longevity.